Retirement Investment Calculator
Here’s a simple guide on how to use the Retirement Investment Calculator:
Step-by-Step Instructions
1. Enter Your Details
Fill in the following fields:
| Input Field | Description |
|---|---|
| Current Age (years) | Your present age (e.g., 30) |
| Retirement Age (years) | The age at which you plan to retire (e.g., 60) |
| Monthly Investment (₹) | How much you invest every month (e.g., ₹10,000) |
| Expected Annual Return (%) | Estimated yearly return rate (e.g., 12%) |
| Current Savings (₹) (Optional) | Any existing retirement savings (e.g., ₹5,00,000) |
2. Click “Calculate Retirement Corpus”
- The calculator will compute:
- Retirement Corpus (Total savings at retirement)
- Years to Retirement
- Total Invested Amount (Sum of all contributions)
3. Interpret the Results
- Example Calculation:
- Current Age: 30
- Retirement Age: 60
- Monthly Investment: ₹10,000
- Expected Return: 12%
- Current Savings: ₹5,00,000 Result:
- Retirement Corpus: ₹3.5 Crores (approx)
- Years to Retirement: 30
- Total Invested: ₹36 Lakhs + ₹5 Lakhs = ₹41 Lakhs
Key Notes
✅ Retirement Age > Current Age (Must be valid)
✅ Monthly Investment ≥ 0 (Cannot be negative)
✅ Expected Return (%) (Use realistic values, e.g., 8-12% for equity)
✅ Current Savings (Optional) (If you already have investments, include them)
Why Use This Calculator?
- Helps plan how much to save monthly for retirement.
- Shows the power of compounding over time.
- Adjust inputs to see how changes affect your retirement fund.